How to add or remove a name from a California deed

Changing who's on title — adding a spouse or child, removing an ex after a divorce, or clearing a deceased co-owner — is done by recording a new deed. The right one depends on who's involved and why.

Updated June 20262 min readPrepared by a California LDA
CaliforniaADD / REMOVE
TITLE Who is on the deed add or remove = a new deed Add a name Remove a name THE MORTGAGE DOES NOT CHANGE
Changing who is on title means recording a new deed — and it never touches the loan.

There's no form that simply "edits" a deed. To change who's on title in California, you record a new deed that transfers the relevant interest. Which deed fits depends on the relationship and the reason for the change.

Adding someone to title

There’s no form that edits a deed. To change who’s on title, you record a brand-new one.

Removing someone from title

The mortgage is separate

This is the point people most often get wrong: a deed changes title, not the loan. Removing an ex-spouse from the deed does not remove them from the mortgage — that requires a refinance or payoff. Likewise, adding someone to title doesn't add them to the loan.

Taxes and reassessment

Some title changes are exempt from transfer tax and reassessment (transfers between spouses, funding your own trust); others can trigger reassessment (adding certain relatives, especially after Proposition 19). Because the consequences vary by situation, treat this as general information and confirm with your county assessor or a professional. We prepare the deed you direct and don't give legal or tax advice.

How SimpleDeeds handles it

Tell us who's coming on or off title and the property address. We research the current vesting and legal description, prepare the correct deed and county forms, and record it after notarization — flat $295.

$295 flat · all in

Have us prepare and record it for you.

One flat price from a registered California Legal Document Assistant. Give us a name and a property address — we handle the research, the forms, and the recording.

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FAQ

How do I remove my ex from the house deed after divorce? +
Record a new deed — commonly an interspousal transfer or quitclaim deed — transferring their interest to the spouse keeping the home. Note this doesn't remove them from the mortgage; that takes a refinance.
How do I add my spouse to my house title? +
Usually with an interspousal transfer deed, which is exempt from transfer tax and avoids reassessment. We can prepare it for $295 flat.
Does removing a name from a deed remove it from the mortgage? +
No. A deed changes title only. The loan stays as-is until it's refinanced or paid off.
How do I remove a deceased co-owner from the deed? +
For joint-tenancy property, the survivor typically records an affidavit of death of joint tenant with a certified death certificate to clear the deceased owner from title.
Will adding my child to the deed raise property taxes? +
It can. Adding an owner may be a partial change in ownership, and Proposition 19 narrowed the parent-child exclusion. Check with your county assessor before acting.